Insurance

 

Insurance

We work with leading insurers nationwide and globally to provide agriculture and farm insurance(s), all-inclusive cover for farms and crop operations.

Our aim is to ensure our clients are protected against the effects of environmental dangers through the operation of an instrument that ensures a cover by way of financial compensation is enough to keep these farmers in business after suffering a loss.

Agro4you is in strategic alliance with its local and global technical partners to provide insurance coverage and financial support to farmers in the event of natural tragedies, pests and infections.

We are even willing to go extra mile and visit your farm to help us get a clear vision of your insurance requirements.

 

Our Product Range and Scope covers but not limited to:

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Poultry Farm Insurance
This policy covers birds (broilers, layers, parent stock, grandparents stock, hatchery stock, cockerel, ornamental birds) against death as a result of fire, lightning, windstorm damage, flood, uncontrollable disease and accident. The policy secures the capital you have invested and pays the assessed value of your birds in the event of death. The sum insured is based on the market value of the broiler at table size, and layers at point of lay.
Agro4you
Livestock Insurance
This policy insures livestock (e.g. cattle, sheep, goats, rabbits, and pigs) against death caused by fire, lightning, windstorm, flood, outbreak of uncontrollable disease and accident. The coverage provided by this policy pays you the assessed value of the lost livestock in the event of death.
The sum insured is based on the declared market value of the animal.
Agro4you
Fish Farm Insurance
This policy insures your fishes against death and also insures the fish pond against accident.

The standard coverage provided by this policy pays you the assessed value of the fish lost and the amount required to restore the fishpond to its position respectively.
Agro4you
Farm Property & Produce Insurance
This policy provides cover against loss of, or damage to, farm property (e.g. Farm estates, warehouse and farm equipment) and agricultural produce as a result of fire, housebreaking lightning, flood, windstorm, and explosion, earthquake, and impact risks.

Premium rate is dependent on the standard of risk management measures implemented in order to protect the property/produce.
Agro4you
Plantation Farm Insurance
This policy covers cocoa, sugar cane, oil palm and other plantation farms against loss or damage as a result of fire, lightning, flood, windstorm, and aircraft perils. The sum insured is based on the declared market value of the crops on maturity.

Premium rate is dependent on the standard of risk management, biosecurity, size of the farm, and the type of crop(s) to be insured.
Agro4you
Multi-Perils Crop Insurance
This policy insures your farm against loss of, or damage to, your crop caused by fire, lightning, explosion, aircraft damage, windstorm, flood and outbreak of uncontrollable pest and disease.

The coverage provided by this policy pays for the production costs of crops that have been lost or damaged during the period from planting up to the maturity of the crop.
Agro4you
Weather Index Insurance
This insurance policy covers your farm against inadequate or excessive rainfall leading to crop loss which can be based on a particular weather-forecast measured over a pre-specified period of time at a particular weather station. The insurance can be structured to protect against index realizations that are either so high or so low as to cause crop losses. For example, the insurance can be structured to protect the insured against too much or too little rainfall.
Agro4you